Embedded insurance

creating
impact

We design and manage embedded insurance programs that create impact for our distribution partners and their customers.

We protect and assist consumers in their daily life with innovative, useful and simple insurance solutions that integrate seamlessly into their journeys.

We build value engines for distribution partners by opening new revenue streams and turning each program into a lever for sustainable growth, loyalty and differentiation.

Telco

Boost ARPU and reduce churn by embedding insurance across your telecom journeys. Secure high‑value devices, deliver uninterrupted service, and turn every incident into a loyalty moment while generating recurring revenue at scale.

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Retail & e-commerce

Boost conversion, lift AOV and unlock recurring revenue by embedding insurance at checkout and post‑purchase. Reduce risk perception, turn claims into positive experiences, and fuel long‑term loyalty beyond the initial sale.

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Banking

Boost revenue and deepen loyalty by embedding seamless, compliant insurance into your app, card and payment flows—delivering measurable business impact with zero added complexity.

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Travel

Boost booking conversion and margin by embedding travel insurance from booking to return. With mobile‑first, 24/7 support, turn disruptions into trust‑building moments that strengthen satisfaction and drive repeat travel.

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Automotive

Generate new revenue and strengthen loyalty by embedding extended mechanical breakdown warranty across all vehicles and mobility solutions. Increase customer satisfaction, reduce ownership risk and keep drivers engaged long after the sale—turning reliability into a powerful long‑term value driver.

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European view with a local voice

Founded in 1965 in France, the SPB Group operates in 12 countries with 7 locally established and authorized entities, supported by offshore customer service call centers.

Our employees are committed to three values every day: Innovation, Excellence and Integrity.

More about SPB in Europe

Antwerp

Fürth

Le Havre

Madrid

Milano

Portsmouth

Warsaw

Build trust with broad expertise.

Over 40m European customers insured via SPB. But our success is not simply down to our 60’s years of experience and scale – it’s the unique way that we deliver impact for our partners.