{"id":1757,"date":"2025-12-04T13:46:35","date_gmt":"2025-12-04T13:46:35","guid":{"rendered":"https:\/\/spb-wordpress-001-gvcsekfkh8cxdcef.francecentral-01.azurewebsites.net\/pagina-inicial\/"},"modified":"2026-02-12T15:55:27","modified_gmt":"2026-02-12T15:55:27","slug":"pagina-inicial","status":"publish","type":"page","link":"https:\/\/www.spb.eu\/pt-pt\/","title":{"rendered":"P\u00e1gina inicial"},"content":{"rendered":"\n<section class=\"block --hero-home  align wp-block-acf-hero-home --first --next--industries-visual-teaser --next-diff-bg\">\n    <div class=\"block__inner\">\n        <div class=\"block__grid\">\n\n            <!-- Content Column (Left) -->\n            <div class=\"block__content\">\n                <div class=\"block__title-wrapper\">\n                                            <span class=\"block__eyebrow\">\n                            Embedded insurance                        <\/span>\n                    \n                                            <h1 class=\"block__title\">\n                            creating<br><span class=\"icon --triple-semicircle\" style=\"height: 0.6em\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 75 51\"><use href=\"#triple-semicircle\"><\/use><\/svg><\/span>impact                        <\/h1>\n                                    <\/div>\n\n\n                                    <div class=\"block__text\">\n                        <p><strong>Concebemos e gerimos programas de seguros integrados <\/strong>que t\u00eam impacto nos nossos parceiros de distribui\u00e7\u00e3o e nos seus clientes.<\/p>\n<p><strong>Protegemos e ajudamos os consumidores <\/strong>no seu dia a dia com solu\u00e7\u00f5es de seguros inovadoras, \u00fateis e simples que se integram perfeitamente nas suas viagens.<\/p>\n<p><strong>Criamos motores de valor para os nossos parceiros de distribui\u00e7\u00e3o<\/strong>, abrindo novas fontes de receita e transformando cada programa numa alavanca para o crescimento sustent\u00e1vel, a fideliza\u00e7\u00e3o e a diferencia\u00e7\u00e3o.<\/p>\n                    <\/div>\n                            <\/div>\n\n            <!-- Video Column (Right) -->\n            <div class=\"block__video-wrapper\">\n                                    <!-- Poster image with high priority loading -->\n                                            <img decoding=\"async\"\n                            class=\"block__poster\"\n                            src=\"\/wp-content\/uploads\/2026\/01\/frame-1-1.png\"\n                                                            srcset=\"\/wp-content\/uploads\/2026\/01\/frame-1-1.png 1000w, \/wp-content\/uploads\/2026\/01\/frame-1-1-300x300.png 300w, \/wp-content\/uploads\/2026\/01\/frame-1-1-150x150.png 150w, \/wp-content\/uploads\/2026\/01\/frame-1-1-768x768.png 768w\"\n                                                        alt=\"Video preview\"\n                            loading=\"eager\"\n                            fetchpriority=\"high\"\n                        >\n                    \n                    <!-- Video with deferred loading -->\n                    <video\n                        class=\"block__video\"\n                        muted\n                        playsinline\n                        preload=\"none\"\n                        aria-label=\"Background video animation\"\n                    >\n                        <source data-src=\"\/wp-content\/uploads\/2026\/01\/Intro-Landingspage-03.mp4\" type=\"video\/mp4\">\n                    <\/video>\n                            <\/div>\n\n        <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"block --industries-visual-teaser align wp-block-acf-industries-visual-teaser --prev--hero-home --next--spb-europe-teaser --prev-diff-bg --next-diff-bg\">\n    <div class=\"block__inner\">\n\n        <div class=\"block__header\">\n            <h2 class=\"block__title\">\n                Criando impacto para 5 setores            <\/h2>\n\n                            <div class=\"block__text\">\n                    &nbsp;                <\/div>\n                    <\/div>\n\n                    <div class=\"block__industries industry-tabs\">\n\n                <div class=\"block__industry-visual\">\n                    <div class=\"block__bg\"><\/div>\n                    <div class=\"block__industry-videos\"><\/div>\n                    <div class=\"block__industry-tabs\"><\/div>\n                <\/div>\n\n                <div class=\"block__industry-list\">\n                                            <div\n                            class=\"block__industry\"\n                            data-industry-id=\"industry-8\"\n                            data-industry-video=\"\/wp-content\/uploads\/2025\/12\/SPB25-002-Telco-A-B_v2.mp4\"\n                            id=\"industry-panel-industry-8\"\n                            role=\"tabpanel\"\n                            aria-labelledby=\"industry-tab-industry-8\"\n                        >\n                            <h3 class=\"block__industry-title\">\n                                Telecomunica\u00e7\u00f5es                            <\/h3>\n\n                                                            <div class=\"block__industry-text\">\n                                    Aumente a ARPU e reduza a rotatividade incorporando seguros em todas as suas jornadas de telecomunica\u00e7\u00f5es. Proteja dispositivos de alto valor, ofere\u00e7a servi\u00e7os ininterruptos e transforme cada incidente num momento de fideliza\u00e7\u00e3o, ao mesmo tempo que gera receitas recorrentes em grande escala.                                <\/div>\n                            \n                            <div class=\"block__cta\">\n                                <a\n                                    href=\"https:\/\/www.spb.eu\/pt-pt\/industry\/telecomunicacoes\/\"\n                                    class=\"button --blue-cerulean-to-violet-700\"\n                                >\n                                    saiba mais                                <\/a>\n                            <\/div>\n                        <\/div>\n                                            <div\n                            class=\"block__industry\"\n                            data-industry-id=\"industry-12\"\n                            data-industry-video=\"\/wp-content\/uploads\/2025\/12\/SPB25-002-Retail-A-B_v2.mp4\"\n                            id=\"industry-panel-industry-12\"\n                            role=\"tabpanel\"\n                            aria-labelledby=\"industry-tab-industry-12\"\n                        >\n                            <h3 class=\"block__industry-title\">\n                                Varejo e com\u00e9rcio eletr\u00f3nico                            <\/h3>\n\n                                                            <div class=\"block__industry-text\">\n                                    Aumente a convers\u00e3o, eleve o valor m\u00e9dio das encomendas e desbloqueie receitas recorrentes incorporando seguros no checkout e ap\u00f3s a compra. Reduza a perce\u00e7\u00e3o de risco, transforme reclama\u00e7\u00f5es em experi\u00eancias positivas e estimule a fidelidade a longo prazo para al\u00e9m da venda inicial.                                <\/div>\n                            \n                            <div class=\"block__cta\">\n                                <a\n                                    href=\"https:\/\/www.spb.eu\/pt-pt\/industry\/varejo-e-comercio-eletronico\/\"\n                                    class=\"button --blue-cerulean-to-violet-700\"\n                                >\n                                    saiba mais                                <\/a>\n                            <\/div>\n                        <\/div>\n                                            <div\n                            class=\"block__industry\"\n                            data-industry-id=\"industry-18\"\n                            data-industry-video=\"\/wp-content\/uploads\/2025\/12\/SPB25-002-Banking-A-B_v3.mp4\"\n                            id=\"industry-panel-industry-18\"\n                            role=\"tabpanel\"\n                            aria-labelledby=\"industry-tab-industry-18\"\n                        >\n                            <h3 class=\"block__industry-title\">\n                                Banca                            <\/h3>\n\n                                                            <div class=\"block__industry-text\">\n                                    Aumente a receita e aprofunde a fidelidade incorporando seguros integrados e em conformidade com a legisla\u00e7\u00e3o no seu aplicativo, cart\u00e3o e fluxos de pagamento, proporcionando um impacto comercial mensur\u00e1vel sem complexidade adicional.                                <\/div>\n                            \n                            <div class=\"block__cta\">\n                                <a\n                                    href=\"https:\/\/www.spb.eu\/pt-pt\/industry\/banca\/\"\n                                    class=\"button --blue-cerulean-to-violet-700\"\n                                >\n                                    saiba mais                                <\/a>\n                            <\/div>\n                        <\/div>\n                                            <div\n                            class=\"block__industry\"\n                            data-industry-id=\"industry-29\"\n                            data-industry-video=\"\/wp-content\/uploads\/2025\/12\/SPB25-002-Travel-A-B_v2.mp4\"\n                            id=\"industry-panel-industry-29\"\n                            role=\"tabpanel\"\n                            aria-labelledby=\"industry-tab-industry-29\"\n                        >\n                            <h3 class=\"block__industry-title\">\n                                Viagens                            <\/h3>\n\n                                                            <div class=\"block__industry-text\">\n                                    Aumente a convers\u00e3o de reservas e a margem incorporando um seguro de viagem desde a reserva at\u00e9 ao regresso. Com suporte m\u00f3vel 24 horas por dia, 7 dias por semana, transforme as perturba\u00e7\u00f5es em momentos de constru\u00e7\u00e3o de confian\u00e7a que refor\u00e7am a satisfa\u00e7\u00e3o e incentivam a repeti\u00e7\u00e3o de viagens.                                <\/div>\n                            \n                            <div class=\"block__cta\">\n                                <a\n                                    href=\"https:\/\/www.spb.eu\/pt-pt\/industry\/viagens\/\"\n                                    class=\"button --blue-cerulean-to-violet-700\"\n                                >\n                                    saiba mais                                <\/a>\n                            <\/div>\n                        <\/div>\n                                            <div\n                            class=\"block__industry\"\n                            data-industry-id=\"industry-36\"\n                            data-industry-video=\"\/wp-content\/uploads\/2025\/12\/SPB25-002-Automotive-A-B_v2.mp4\"\n                            id=\"industry-panel-industry-36\"\n                            role=\"tabpanel\"\n                            aria-labelledby=\"industry-tab-industry-36\"\n                        >\n                            <h3 class=\"block__industry-title\">\n                                Autom\u00f3vel                            <\/h3>\n\n                                                            <div class=\"block__industry-text\">\n                                    Aumente a receita e a fidelidade incorporando garantias contra avarias mec\u00e2nicas para todos os ve\u00edculos. Reduza o risco de propriedade, mantenha os condutores envolvidos muito tempo ap\u00f3s a venda e transforme a fiabilidade num impulsionador de valor a longo prazo em todas as solu\u00e7\u00f5es de mobilidade.                                <\/div>\n                            \n                            <div class=\"block__cta\">\n                                <a\n                                    href=\"https:\/\/www.spb.eu\/pt-pt\/industry\/automovel\/\"\n                                    class=\"button --blue-cerulean-to-violet-700\"\n                                >\n                                    saiba mais                                <\/a>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n\n            <\/div>\n        \n    <\/div>\n<\/section>\n\n<section class=\"block --spb-europe-teaser --bg-gray align wp-block-acf-spb-europe-teaser --prev--industries-visual-teaser --next--expertise-teaser --prev-diff-bg --next-diff-bg\">\n    <div class=\"block__inner\">\n        <div class=\"block__content-wrapper\">\n\n            <!-- Header: Two columns on desktop -->\n            <div class=\"block__header\">\n                <div class=\"block__title-column\">\n                    <h2 class=\"block__title\">\n                        Vis\u00e3o europeia com voz local                    <\/h2>\n                <\/div>\n\n                <div class=\"block__text-column\">\n                                            <div class=\"block__text\">\n                            <p>Fundado em 1965 na Fran\u00e7a, o Grupo SPB opera em 12 pa\u00edses com 7 entidades locais estabelecidas e autorizadas, apoiadas por centros de atendimento ao cliente offshore.<\/p>\n<p>Os nossos funcion\u00e1rios est\u00e3o comprometidos com tr\u00eas valores todos os dias: inova\u00e7\u00e3o, excel\u00eancia e integridade.<\/p>\n                        <\/div>\n                    \n                                            <a\n                            href=\"http:\/\/pt-pt\/\/spb-in-europe\/\"\n                                                        class=\"button --blue-cerulean-to-violet-700\"\n                        >\n                            Mais sobre a SPB na Europa                        <\/a>\n                                    <\/div>\n            <\/div>\n\n            <!-- Map Container -->\n            <div class=\"block__map-container\">\n                <div class=\"block__map-wrapper\">\n\n                    <!-- Europe Map SVG with Pins Layer -->\n                    <div class=\"block__map\">\n                        <span class=\"icon --map-europe\" style=\"width: 100%; height: auto\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 1008 847\"><defs>\n<clipPath id=\"clip0_4144_3951\">\n<rect width=\"1007.97\" height=\"846.88\" fill=\"white\"\/>\n<\/clipPath>\n<\/defs><use href=\"#map-europe\"><\/use><\/svg><\/span>\n                        <!-- Location Pins Layer -->\n                                                    <div class=\"block__pins\" role=\"list\" aria-label=\"Locations on map\">\n                                                            <div\n                                    class=\"block__pin --has-link\"\n                                    style=\"left: 29.5%; top: 55.5%;\"\n                                    role=\"listitem\"\n                                    data-index=\"0\"\n                                    data-x=\"29.5\"\n                                    data-y=\"55.5\"\n                                >\n                                    <a\n                                        href=\"https:\/\/www.spb.eu\/pt-pt\/region\/antwerp\/\"\n                                        class=\"block__pin-link\"\n                                        aria-label=\"View Antwerp\"\n                                    >\n                                        <span class=\"block__pin-icon\" aria-hidden=\"true\">\n                                            <span class=\"icon --pin\" style=\"height: 1em\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 26 27\"><defs>\n<filter id=\"filter0_f_4445_3497\" x=\"0.000293732\" y=\"11.0759\" width=\"22.9096\" height=\"15.6941\" filterUnits=\"userSpaceOnUse\" color-interpolation-filters=\"sRGB\">\n<feFlood flood-opacity=\"0\" result=\"BackgroundImageFix\"\/>\n<feBlend mode=\"normal\" in=\"SourceGraphic\" in2=\"BackgroundImageFix\" result=\"shape\"\/>\n<feGaussianBlur stdDeviation=\"2.26206\" result=\"effect1_foregroundBlur_4445_3497\"\/>\n<\/filter>\n<\/defs><use href=\"#pin\"><\/use><\/svg><\/span>                                        <\/span>\n                                        <span class=\"block__pin-label\">\n                                            Antwerp                                        <\/span>\n                                    <\/a>\n                                <\/div>\n                                                            <div\n                                    class=\"block__pin --has-link\"\n                                    style=\"left: 38%; top: 62%;\"\n                                    role=\"listitem\"\n                                    data-index=\"1\"\n                                    data-x=\"38\"\n                                    data-y=\"62\"\n                                >\n                                    <a\n                                        href=\"https:\/\/www.spb.eu\/pt-pt\/region\/furth\/\"\n                                        class=\"block__pin-link\"\n                                        aria-label=\"View F\u00fcrth\"\n                                    >\n                                        <span class=\"block__pin-icon\" aria-hidden=\"true\">\n                                            <span class=\"icon --pin\" style=\"height: 1em\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 26 27\"><defs>\n<filter id=\"filter0_f_4445_3497\" x=\"0.000293732\" y=\"11.0759\" width=\"22.9096\" height=\"15.6941\" filterUnits=\"userSpaceOnUse\" color-interpolation-filters=\"sRGB\">\n<feFlood flood-opacity=\"0\" result=\"BackgroundImageFix\"\/>\n<feBlend mode=\"normal\" in=\"SourceGraphic\" in2=\"BackgroundImageFix\" result=\"shape\"\/>\n<feGaussianBlur stdDeviation=\"2.26206\" result=\"effect1_foregroundBlur_4445_3497\"\/>\n<\/filter>\n<\/defs><use href=\"#pin\"><\/use><\/svg><\/span>                                        <\/span>\n                                        <span class=\"block__pin-label\">\n                                            F\u00fcrth                                        <\/span>\n                                    <\/a>\n                                <\/div>\n                                                            <div\n                                    class=\"block__pin --has-link\"\n                                    style=\"left: 23%; top: 58.5%;\"\n                                    role=\"listitem\"\n                                    data-index=\"2\"\n                                    data-x=\"23\"\n                                    data-y=\"58.5\"\n                                >\n                                    <a\n                                        href=\"https:\/\/www.spb.eu\/pt-pt\/region\/le-havre\/\"\n                                        class=\"block__pin-link\"\n                                        aria-label=\"View Le Havre\"\n                                    >\n                                        <span class=\"block__pin-icon\" aria-hidden=\"true\">\n                                            <span class=\"icon --pin\" style=\"height: 1em\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 26 27\"><defs>\n<filter id=\"filter0_f_4445_3497\" x=\"0.000293732\" y=\"11.0759\" width=\"22.9096\" height=\"15.6941\" filterUnits=\"userSpaceOnUse\" color-interpolation-filters=\"sRGB\">\n<feFlood flood-opacity=\"0\" result=\"BackgroundImageFix\"\/>\n<feBlend mode=\"normal\" in=\"SourceGraphic\" in2=\"BackgroundImageFix\" result=\"shape\"\/>\n<feGaussianBlur stdDeviation=\"2.26206\" result=\"effect1_foregroundBlur_4445_3497\"\/>\n<\/filter>\n<\/defs><use href=\"#pin\"><\/use><\/svg><\/span>                                        <\/span>\n                                        <span class=\"block__pin-label\">\n                                            Le Havre                                        <\/span>\n                                    <\/a>\n                                <\/div>\n                                                            <div\n                                    class=\"block__pin --has-link\"\n                                    style=\"left: 11.5%; top: 81%;\"\n                                    role=\"listitem\"\n                                    data-index=\"3\"\n                                    data-x=\"11.5\"\n                                    data-y=\"81\"\n                                >\n                                    <a\n                                        href=\"https:\/\/www.spb.eu\/pt-pt\/region\/madrid\/\"\n                                        class=\"block__pin-link\"\n                                        aria-label=\"View Madrid\"\n                                    >\n                                        <span class=\"block__pin-icon\" aria-hidden=\"true\">\n                                            <span class=\"icon --pin\" style=\"height: 1em\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 26 27\"><defs>\n<filter id=\"filter0_f_4445_3497\" x=\"0.000293732\" y=\"11.0759\" width=\"22.9096\" height=\"15.6941\" filterUnits=\"userSpaceOnUse\" color-interpolation-filters=\"sRGB\">\n<feFlood flood-opacity=\"0\" result=\"BackgroundImageFix\"\/>\n<feBlend mode=\"normal\" in=\"SourceGraphic\" in2=\"BackgroundImageFix\" result=\"shape\"\/>\n<feGaussianBlur stdDeviation=\"2.26206\" result=\"effect1_foregroundBlur_4445_3497\"\/>\n<\/filter>\n<\/defs><use href=\"#pin\"><\/use><\/svg><\/span>                                        <\/span>\n                                        <span class=\"block__pin-label\">\n                                            Madrid                                        <\/span>\n                                    <\/a>\n                                <\/div>\n                                                            <div\n                                    class=\"block__pin --has-link\"\n                                    style=\"left: 37%; top: 74%;\"\n                                    role=\"listitem\"\n                                    data-index=\"4\"\n                                    data-x=\"37\"\n                                    data-y=\"74\"\n                                >\n                                    <a\n                                        href=\"https:\/\/www.spb.eu\/pt-pt\/region\/milano\/\"\n                                        class=\"block__pin-link\"\n                                        aria-label=\"View Milano\"\n                                    >\n                                        <span class=\"block__pin-icon\" aria-hidden=\"true\">\n                                            <span class=\"icon --pin\" style=\"height: 1em\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 26 27\"><defs>\n<filter id=\"filter0_f_4445_3497\" x=\"0.000293732\" y=\"11.0759\" width=\"22.9096\" height=\"15.6941\" filterUnits=\"userSpaceOnUse\" color-interpolation-filters=\"sRGB\">\n<feFlood flood-opacity=\"0\" result=\"BackgroundImageFix\"\/>\n<feBlend mode=\"normal\" in=\"SourceGraphic\" in2=\"BackgroundImageFix\" result=\"shape\"\/>\n<feGaussianBlur stdDeviation=\"2.26206\" result=\"effect1_foregroundBlur_4445_3497\"\/>\n<\/filter>\n<\/defs><use href=\"#pin\"><\/use><\/svg><\/span>                                        <\/span>\n                                        <span class=\"block__pin-label\">\n                                            Milano                                        <\/span>\n                                    <\/a>\n                                <\/div>\n                                                            <div\n                                    class=\"block__pin --has-link\"\n                                    style=\"left: 21%; top: 55%;\"\n                                    role=\"listitem\"\n                                    data-index=\"5\"\n                                    data-x=\"21\"\n                                    data-y=\"55\"\n                                >\n                                    <a\n                                        href=\"https:\/\/www.spb.eu\/pt-pt\/region\/portsmouth\/\"\n                                        class=\"block__pin-link\"\n                                        aria-label=\"View Portsmouth\"\n                                    >\n                                        <span class=\"block__pin-icon\" aria-hidden=\"true\">\n                                            <span class=\"icon --pin\" style=\"height: 1em\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 26 27\"><defs>\n<filter id=\"filter0_f_4445_3497\" x=\"0.000293732\" y=\"11.0759\" width=\"22.9096\" height=\"15.6941\" filterUnits=\"userSpaceOnUse\" color-interpolation-filters=\"sRGB\">\n<feFlood flood-opacity=\"0\" result=\"BackgroundImageFix\"\/>\n<feBlend mode=\"normal\" in=\"SourceGraphic\" in2=\"BackgroundImageFix\" result=\"shape\"\/>\n<feGaussianBlur stdDeviation=\"2.26206\" result=\"effect1_foregroundBlur_4445_3497\"\/>\n<\/filter>\n<\/defs><use href=\"#pin\"><\/use><\/svg><\/span>                                        <\/span>\n                                        <span class=\"block__pin-label\">\n                                            Portsmouth                                        <\/span>\n                                    <\/a>\n                                <\/div>\n                                                            <div\n                                    class=\"block__pin --has-link\"\n                                    style=\"left: 52.5%; top: 54%;\"\n                                    role=\"listitem\"\n                                    data-index=\"6\"\n                                    data-x=\"52.5\"\n                                    data-y=\"54\"\n                                >\n                                    <a\n                                        href=\"https:\/\/www.spb.eu\/pt-pt\/region\/warsaw\/\"\n                                        class=\"block__pin-link\"\n                                        aria-label=\"View Warsaw\"\n                                    >\n                                        <span class=\"block__pin-icon\" aria-hidden=\"true\">\n                                            <span class=\"icon --pin\" style=\"height: 1em\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 26 27\"><defs>\n<filter id=\"filter0_f_4445_3497\" x=\"0.000293732\" y=\"11.0759\" width=\"22.9096\" height=\"15.6941\" filterUnits=\"userSpaceOnUse\" color-interpolation-filters=\"sRGB\">\n<feFlood flood-opacity=\"0\" result=\"BackgroundImageFix\"\/>\n<feBlend mode=\"normal\" in=\"SourceGraphic\" in2=\"BackgroundImageFix\" result=\"shape\"\/>\n<feGaussianBlur stdDeviation=\"2.26206\" result=\"effect1_foregroundBlur_4445_3497\"\/>\n<\/filter>\n<\/defs><use href=\"#pin\"><\/use><\/svg><\/span>                                        <\/span>\n                                        <span class=\"block__pin-label\">\n                                            Warsaw                                        <\/span>\n                                    <\/a>\n                                <\/div>\n                                                                                    <\/div>\n                        \n                    <\/div>\n                <\/div>\n            <\/div>\n\n        <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"block --expertise-teaser --bg-white align wp-block-acf-expertise-teaser --prev--spb-europe-teaser --next--insights-teaser --prev-diff-bg\">\n    <div class=\"block__inner\">\n        <div class=\"block__content-wrapper\">\n\n            <!-- Header Section: Title, Text, and Decorative Images -->\n            <div class=\"block__header\">\n                <!-- <div class=\"block__text-content\"> -->\n                    <h2 class=\"block__title\">\n                        Construir confian\u00e7a com ampla experi\u00eancia.                    <\/h2>\n\n                                            <div class=\"block__text\">\n                            <p>Mais de 40 milh\u00f5es de clientes europeus segurados pela SPB. Mas o nosso sucesso n\u00e3o se deve apenas aos nossos 60 anos de experi\u00eancia e dimens\u00e3o \u2013 \u00e9 a forma \u00fanica como causamos impacto nos nossos parceiros.<\/p>\n                        <\/div>\n                                    <!-- <\/div> -->\n\n                <!-- Decorative Image Collage -->\n                                    <div class=\"block__image-collage\" aria-hidden=\"true\">\n                        <div class=\"block__icon --right\"><span class=\"icon --shapes-01\" style=\"width: 12.5rem; height: auto\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 196 161\"><use href=\"#shapes-01\"><\/use><\/svg><\/span><\/div>\n                        <div class=\"block__icon --left\"><span class=\"icon --shapes-02\" style=\"width: 4rem; height: auto\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 82 164\"><use href=\"#shapes-02\"><\/use><\/svg><\/span><\/div>\n                                                    <div class=\"block__image-wrapper --top\">\n                                <img decoding=\"async\"\n                                    src=\"\/wp-content\/uploads\/2026\/01\/Telco_CaseStudy-1.jpeg\"\n                                                                            srcset=\"\/wp-content\/uploads\/2026\/01\/Telco_CaseStudy-1.jpeg 780w, \/wp-content\/uploads\/2026\/01\/Telco_CaseStudy-1-300x138.jpeg 300w, \/wp-content\/uploads\/2026\/01\/Telco_CaseStudy-1-768x354.jpeg 768w\"\n                                                                        alt=\"\"\n                                    class=\"block__image\"\n                                    loading=\"lazy\"\n                                >\n                            <\/div>\n                        \n                                                    <div class=\"block__image-wrapper --bot\">\n                                <img decoding=\"async\"\n                                    src=\"\/wp-content\/uploads\/2026\/01\/Retail_CaseStudy-3.jpeg\"\n                                                                            srcset=\"\/wp-content\/uploads\/2026\/01\/Retail_CaseStudy-3.jpeg 780w, \/wp-content\/uploads\/2026\/01\/Retail_CaseStudy-3-300x138.jpeg 300w, \/wp-content\/uploads\/2026\/01\/Retail_CaseStudy-3-768x354.jpeg 768w\"\n                                                                        alt=\"\"\n                                    class=\"block__image\"\n                                    loading=\"lazy\"\n                                >\n                            <\/div>\n                                            <\/div>\n                            <\/div>\n\n            <!-- Expertise Listing: Two-Column Layout -->\n                            <div class=\"block__expertise-list\">\n                    <ul class=\"block__expertise-grid\" role=\"list\">\n                                                    <li class=\"block__expertise-item\">\n                                <a href=\"https:\/\/www.spb.eu\/pt-pt\/expertise\/programa-de-valor-acrescentado\/\" class=\"block__expertise-link\">\n                                    <span class=\"block__expertise-title\">\n                                        Programa de valor acrescentado                                    <\/span>\n                                <\/a>\n                            <\/li>\n                                                    <li class=\"block__expertise-item\">\n                                <a href=\"https:\/\/www.spb.eu\/pt-pt\/expertise\/experiencia-completa\/\" class=\"block__expertise-link\">\n                                    <span class=\"block__expertise-title\">\n                                        Experi\u00eancia completa                                    <\/span>\n                                <\/a>\n                            <\/li>\n                                                    <li class=\"block__expertise-item\">\n                                <a href=\"https:\/\/www.spb.eu\/pt-pt\/expertise\/capacidades-tecnicas-e-de-relatorios\/\" class=\"block__expertise-link\">\n                                    <span class=\"block__expertise-title\">\n                                        Capacidades t\u00e9cnicas e de relat\u00f3rios                                    <\/span>\n                                <\/a>\n                            <\/li>\n                                                    <li class=\"block__expertise-item\">\n                                <a href=\"https:\/\/www.spb.eu\/pt-pt\/expertise\/inovacao-e-tecnologia\/\" class=\"block__expertise-link\">\n                                    <span class=\"block__expertise-title\">\n                                        Inova\u00e7\u00e3o e tecnologia                                    <\/span>\n                                <\/a>\n                            <\/li>\n                                                    <li class=\"block__expertise-item\">\n                                <a href=\"https:\/\/www.spb.eu\/pt-pt\/expertise\/omnicanal\/\" class=\"block__expertise-link\">\n                                    <span class=\"block__expertise-title\">\n                                        Omnicanal                                    <\/span>\n                                <\/a>\n                            <\/li>\n                                                    <li class=\"block__expertise-item\">\n                                <a href=\"https:\/\/www.spb.eu\/pt-pt\/expertise\/excelencia-operacional\/\" class=\"block__expertise-link\">\n                                    <span class=\"block__expertise-title\">\n                                        Excel\u00eancia operacional                                    <\/span>\n                                <\/a>\n                            <\/li>\n                                                    <li class=\"block__expertise-item\">\n                                <a href=\"https:\/\/www.spb.eu\/pt-pt\/expertise\/esg\/\" class=\"block__expertise-link\">\n                                    <span class=\"block__expertise-title\">\n                                        ESG                                    <\/span>\n                                <\/a>\n                            <\/li>\n                                                    <li class=\"block__expertise-item\">\n                                <a href=\"https:\/\/www.spb.eu\/pt-pt\/expertise\/economia-circular\/\" class=\"block__expertise-link\">\n                                    <span class=\"block__expertise-title\">\n                                        Economia circular                                    <\/span>\n                                <\/a>\n                            <\/li>\n                                                    <li class=\"block__expertise-item\">\n                                <a href=\"https:\/\/www.spb.eu\/pt-pt\/expertise\/conformidade\/\" class=\"block__expertise-link\">\n                                    <span class=\"block__expertise-title\">\n                                        Conformidade                                    <\/span>\n                                <\/a>\n                            <\/li>\n                                                                    <\/ul>\n                <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"block --insights-teaser --grid-2-1 --bg-white align wp-block-acf-insights-teaser --prev--expertise-teaser --next--contact-expert\">\n    <div class=\"block__inner\">\n\n        <!-- Header: Title (left) + CTA Button (right) -->\n        <div class=\"block__header\">\n            <h2 class=\"block__title\">\n                Leia as \u00faltimas not\u00edcias            <\/h2>\n\n                            <a href=\"https:\/\/www.spb.eu\/pt-pt\/insights\/\"\n                   class=\"button --blue-cerulean-to-violet-700\">\n                    Explore mais not\u00edcias                <\/a>\n                    <\/div>\n\n        <!-- Insights Grid -->\n                    <div class=\"block__grid\">\n                \n        <article class=\"insight-card --size-66\">\n            <a href=\"https:\/\/www.spb.eu\/pt-pt\/insight\/olivier-lecocq-commercial-director-spb-benelux\/\" class=\"insight-card__link\">\n\n                <!-- Image with Category Pill Overlay -->\n                <div class=\"insight-card__image-wrapper\">\n                                            <img decoding=\"async\"\n                            src=\"\/wp-content\/uploads\/2026\/05\/OlivierLECOCQ_Website.png\"\n                                                            srcset=\"\/wp-content\/uploads\/2026\/05\/OlivierLECOCQ_Website.png 780w, \/wp-content\/uploads\/2026\/05\/OlivierLECOCQ_Website-300x138.png 300w, \/wp-content\/uploads\/2026\/05\/OlivierLECOCQ_Website-768x354.png 768w\"\n                                                        alt=\"Olivier LECOCQ joins SPB Benelux as Commercial Director\"\n                            class=\"insight-card__image\"\n                            loading=\"lazy\"\n                        >\n                    \n                    <!-- Category Pill (bottom left inside image) -->\n                                            <span class=\"insight-card__pill --category --cat-news\">\n                            News                        <\/span>\n                                    <\/div>\n\n                <!-- Content Area -->\n                <div class=\"insight-card__content\">\n\n                    <!-- Tag Pill and Read Time -->\n                    <div class=\"insight-card__meta-pills\">\n                                                    <span class=\"insight-card__pill --tag\">\n                                Benelux                            <\/span>\n                        \n                        <span class=\"insight-card__read-time\">\n                            1 minute read                        <\/span>\n                    <\/div>\n\n                    <!-- Date -->\n                    <time class=\"insight-card__date\" datetime=\"2026-05-11T08:00:00+00:00\">\n                        11\/05\/2026                    <\/time>\n\n                    <!-- Title -->\n                    <h3 class=\"insight-card__title\">\n                        Olivier LECOCQ joins SPB Benelux as Commercial Director                    <\/h3>\n\n                    <!-- Excerpt -->\n                    \n                    <!-- Learn More Link -->\n                    <span class=\"insight-card__learn-more\">\n                        saiba mais                        <svg class=\"insight-card__arrow\" aria-hidden=\"true\" width=\"8\" height=\"10\" viewBox=\"0 0 8 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                            <path d=\"M0 0L8 5L0 10V0Z\" fill=\"currentColor\"\/>\n                        <\/svg>\n                    <\/span>\n                <\/div>\n\n            <\/a>\n        <\/article>\n\n        \n                \n        <article class=\"insight-card --size-33\">\n            <a href=\"https:\/\/www.spb.eu\/pt-pt\/insight\/spb-esg-strategy-responsible-purchasing-supplier-relations\/\" class=\"insight-card__link\">\n\n                <!-- Image with Category Pill Overlay -->\n                <div class=\"insight-card__image-wrapper\">\n                                            <img decoding=\"async\"\n                            src=\"\/wp-content\/uploads\/2026\/04\/CharteRFAR.png\"\n                                                            srcset=\"\/wp-content\/uploads\/2026\/04\/CharteRFAR.png 780w, \/wp-content\/uploads\/2026\/04\/CharteRFAR-300x138.png 300w, \/wp-content\/uploads\/2026\/04\/CharteRFAR-768x354.png 768w\"\n                                                        alt=\"SPB signs Responsible Supplier Relations &amp; Purchasing Charter\"\n                            class=\"insight-card__image\"\n                            loading=\"lazy\"\n                        >\n                    \n                    <!-- Category Pill (bottom left inside image) -->\n                                            <span class=\"insight-card__pill --category --cat-news\">\n                            News                        <\/span>\n                                    <\/div>\n\n                <!-- Content Area -->\n                <div class=\"insight-card__content\">\n\n                    <!-- Tag Pill and Read Time -->\n                    <div class=\"insight-card__meta-pills\">\n                                                    <span class=\"insight-card__pill --tag\">\n                                ESG                            <\/span>\n                        \n                        <span class=\"insight-card__read-time\">\n                            1 minute read                        <\/span>\n                    <\/div>\n\n                    <!-- Date -->\n                    <time class=\"insight-card__date\" datetime=\"2026-04-21T08:00:00+00:00\">\n                        21\/04\/2026                    <\/time>\n\n                    <!-- Title -->\n                    <h3 class=\"insight-card__title\">\n                        SPB signs Responsible Supplier Relations &amp; Purchasing Charter                    <\/h3>\n\n                    <!-- Excerpt -->\n                    \n                    <!-- Learn More Link -->\n                    <span class=\"insight-card__learn-more\">\n                        saiba mais                        <svg class=\"insight-card__arrow\" aria-hidden=\"true\" width=\"8\" height=\"10\" viewBox=\"0 0 8 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                            <path d=\"M0 0L8 5L0 10V0Z\" fill=\"currentColor\"\/>\n                        <\/svg>\n                    <\/span>\n                <\/div>\n\n            <\/a>\n        <\/article>\n\n        \n                                            <\/div>\n        \n    <\/div>\n<\/section>\n\n<section class=\"block --contact-expert --bg-white align wp-block-acf-contact-expert --prev--insights-teaser --next--paragraph --next-diff-bg\">\n    <div class=\"block__inner\">\n\n        <div class=\"block__card\">\n\n            <!-- Content Section (Purple background, left side on desktop) -->\n            <div class=\"block__content-section\">\n                <div class=\"block__content-wrapper\">\n\n                    <h2 class=\"block__title\">\n                        Contacte um especialista da SPB                    <\/h2>\n\n                                            <div class=\"block__text\">\n                            <p>Gostaria de obter mais informa\u00e7\u00f5es sobre a SPB, a sua experi\u00eancia e as suas ofertas? Os nossos especialistas est\u00e3o prontos para ajudar&#8230;<\/p>\n                        <\/div>\n                    \n                    <a href=\"\/get-in-touch\/\"\n                       class=\"button --blue-cerulean-to-white\"\n                       >\n                        Entre em contacto                    <\/a>\n\n                <\/div>\n            <\/div>\n\n            <!-- Image Section (Grey background, right side on desktop) -->\n            <div class=\"block__image-section\">\n                <div class=\"block__icon --square\"><span class=\"icon --basic-square\" style=\"width: 100%; height: auto\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 100 100\"><use href=\"#basic-square\"><\/use><\/svg><\/span><\/div>\n                <div class=\"block__icon --circle\"><span class=\"icon --basic-circle\" style=\"width: 100%; height: auto\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 100 100\"><use href=\"#basic-circle\"><\/use><\/svg><\/span><\/div>\n                <div class=\"block__icon --triangle\"><span class=\"icon --basic-triangle-1\" style=\"width: 100%; height: auto\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 100 100\"><use href=\"#basic-triangle-1\"><\/use><\/svg><\/span><\/div>\n                <div class=\"block__image-wrapper\">\n                    <img decoding=\"async\"\n                        src=\"\/wp-content\/uploads\/2025\/12\/woman_1-3.png\"\n                                                    srcset=\"\/wp-content\/uploads\/2025\/12\/woman_1-3-383x1024.png 383w, \/wp-content\/uploads\/2025\/12\/woman_1-3-112x300.png 112w, \/wp-content\/uploads\/2025\/12\/woman_1-3-575x1536.png 575w, \/wp-content\/uploads\/2025\/12\/woman_1-3.png 599w\"\n                                                alt=\"Contacte um especialista da SPB\"\n                        class=\"block__image\"\n                        loading=\"lazy\"\n                    >\n                <\/div>\n            <\/div>\n\n        <\/div>\n\n    <\/div>\n<\/section>\n\n<p class=\"--last --prev--contact-expert --prev-diff-bg\"><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1757","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Solu\u00e7\u00f5es de seguros incorporadas na Europa | Grupo SPB<\/title>\n<meta name=\"description\" content=\"O Grupo SPB, l\u00edder europeu em seguros integrados, ajuda as marcas a aumentar as receitas, refor\u00e7ar a fideliza\u00e7\u00e3o e proporcionar experi\u00eancias perfeitas aos clientes.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.spb.eu\/pt-pt\/\" \/>\n<meta property=\"og:locale\" content=\"pt_PT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Solu\u00e7\u00f5es de seguros incorporadas na Europa | Grupo SPB\" \/>\n<meta property=\"og:description\" content=\"O Grupo SPB, l\u00edder europeu em seguros integrados, ajuda as marcas a aumentar as receitas, refor\u00e7ar a fideliza\u00e7\u00e3o e proporcionar experi\u00eancias perfeitas aos clientes.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.spb.eu\/pt-pt\/\" \/>\n<meta property=\"og:site_name\" content=\"SPB Group - Embedded insurance Creating impact\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-12T15:55:27+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.spb.eu\/pt-pt\/\",\"url\":\"https:\/\/www.spb.eu\/pt-pt\/\",\"name\":\"Solu\u00e7\u00f5es de seguros incorporadas na Europa | Grupo SPB\",\"isPartOf\":{\"@id\":\"https:\/\/www.spb.eu\/pt-pt\/#website\"},\"datePublished\":\"2025-12-04T13:46:35+00:00\",\"dateModified\":\"2026-02-12T15:55:27+00:00\",\"description\":\"O Grupo SPB, l\u00edder europeu em seguros integrados, ajuda as marcas a aumentar as receitas, refor\u00e7ar a fideliza\u00e7\u00e3o e proporcionar experi\u00eancias perfeitas aos clientes.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.spb.eu\/pt-pt\/#breadcrumb\"},\"inLanguage\":\"pt-PT\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.spb.eu\/pt-pt\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.spb.eu\/pt-pt\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.spb.eu\/pt-pt\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"P\u00e1gina inicial\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.spb.eu\/pt-pt\/#website\",\"url\":\"https:\/\/www.spb.eu\/pt-pt\/\",\"name\":\"SPB Group - Embedded insurance Creating impact\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.spb.eu\/pt-pt\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-PT\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Solu\u00e7\u00f5es de seguros incorporadas na Europa | Grupo SPB","description":"O Grupo SPB, l\u00edder europeu em seguros integrados, ajuda as marcas a aumentar as receitas, refor\u00e7ar a fideliza\u00e7\u00e3o e proporcionar experi\u00eancias perfeitas aos clientes.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.spb.eu\/pt-pt\/","og_locale":"pt_PT","og_type":"article","og_title":"Solu\u00e7\u00f5es de seguros incorporadas na Europa | Grupo SPB","og_description":"O Grupo SPB, l\u00edder europeu em seguros integrados, ajuda as marcas a aumentar as receitas, refor\u00e7ar a fideliza\u00e7\u00e3o e proporcionar experi\u00eancias perfeitas aos clientes.","og_url":"https:\/\/www.spb.eu\/pt-pt\/","og_site_name":"SPB Group - Embedded insurance Creating impact","article_modified_time":"2026-02-12T15:55:27+00:00","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.spb.eu\/pt-pt\/","url":"https:\/\/www.spb.eu\/pt-pt\/","name":"Solu\u00e7\u00f5es de seguros incorporadas na Europa | Grupo SPB","isPartOf":{"@id":"https:\/\/www.spb.eu\/pt-pt\/#website"},"datePublished":"2025-12-04T13:46:35+00:00","dateModified":"2026-02-12T15:55:27+00:00","description":"O Grupo SPB, l\u00edder europeu em seguros integrados, ajuda as marcas a aumentar as receitas, refor\u00e7ar a fideliza\u00e7\u00e3o e proporcionar experi\u00eancias perfeitas aos clientes.","breadcrumb":{"@id":"https:\/\/www.spb.eu\/pt-pt\/#breadcrumb"},"inLanguage":"pt-PT","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.spb.eu\/pt-pt\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.spb.eu\/pt-pt\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.spb.eu\/pt-pt\/"},{"@type":"ListItem","position":2,"name":"P\u00e1gina inicial"}]},{"@type":"WebSite","@id":"https:\/\/www.spb.eu\/pt-pt\/#website","url":"https:\/\/www.spb.eu\/pt-pt\/","name":"SPB Group - Embedded insurance Creating impact","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.spb.eu\/pt-pt\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-PT"}]}},"_links":{"self":[{"href":"https:\/\/www.spb.eu\/pt-pt\/wp-json\/wp\/v2\/pages\/1757","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.spb.eu\/pt-pt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.spb.eu\/pt-pt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.spb.eu\/pt-pt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.spb.eu\/pt-pt\/wp-json\/wp\/v2\/comments?post=1757"}],"version-history":[{"count":6,"href":"https:\/\/www.spb.eu\/pt-pt\/wp-json\/wp\/v2\/pages\/1757\/revisions"}],"predecessor-version":[{"id":2724,"href":"https:\/\/www.spb.eu\/pt-pt\/wp-json\/wp\/v2\/pages\/1757\/revisions\/2724"}],"wp:attachment":[{"href":"https:\/\/www.spb.eu\/pt-pt\/wp-json\/wp\/v2\/media?parent=1757"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}