{"id":1837,"date":"2025-12-18T16:00:07","date_gmt":"2025-12-18T16:00:07","guid":{"rendered":"https:\/\/spb-wordpress-001-gvcsekfkh8cxdcef.francecentral-01.azurewebsites.net\/industry\/varejo-e-comercio-eletronico\/"},"modified":"2026-02-05T10:39:52","modified_gmt":"2026-02-05T10:39:52","slug":"varejo-e-comercio-eletronico","status":"publish","type":"industry","link":"https:\/\/www.spb.eu\/pt-pt\/industry\/varejo-e-comercio-eletronico\/","title":{"rendered":"Varejo e com\u00e9rcio eletr\u00f3nico"},"content":{"rendered":"\n<section class=\"block --hero-centered --bg-white align wp-block-acf-hero-centered --first --next--split-feature-lists\" style=\"background-image: linear-gradient(0deg, white, transparent 15%), url(\/wp-content\/uploads\/2026\/01\/spb-bg-1.png);\">\n    <div class=\"block__inner\">\n\n        <!-- Title (H1 with icon support) -->\n        <h1 class=\"block__title\">\n            Varejo e com\u00e9rcio eletr\u00f3nico        <\/h1>\n\n        <!-- Text Content (optional) -->\n                    <div class=\"block__text\">\n                <p>Converta mais, ganhe mais, retenha mais. Ao incorporar prote\u00e7\u00e3o no checkout e ao longo da jornada p\u00f3s-compra, reduz o risco percebido, aumenta o valor m\u00e9dio das encomendas e desbloqueia novas fontes de receita recorrente. Transforme reclama\u00e7\u00f5es em experi\u00eancias positivas, estenda o relacionamento para al\u00e9m da venda e torne a fidelidade do cliente um dos seus diferenciais mais lucrativos.<\/p>\n            <\/div>\n        \n        <!-- CTA Buttons (both optional) -->\n        \n    <\/div>\n<\/section>\n\n<section class=\"block --split-feature-lists --bg-white --has-image align wp-block-acf-split-feature-lists --prev--hero-centered --next--hero-standard\">\n\t<div class=\"block__inner\">\n\n\t\t<div class=\"block__card\">\n\n\t\t\t<!-- Left Section (Faint Purple Gradient) -->\n\t\t\t<div class=\"block__section --left\">\n\t\t\t\t<div class=\"block__section-content\">\n\n\t\t\t\t\t<h3 class=\"block__title\">\n\t\t\t\t\t\tOs seus produtos\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<ul class=\"block__features\" role=\"list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block__feature --full\">\n\t\t\t\t\t\t\t\t<span class=\"block__feature-icon\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t<span class=\"icon --checkmark-circle\" style=\"width: 20px; height: 20px\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 20 20\"><defs>\n    <mask id=\"checkmark-circle-mask\">\n      <rect width=\"20\" height=\"20\" fill=\"white\"\/>\n      <path d=\"M14.5 7L8.5 13L5.5 10\" stroke=\"black\" stroke-width=\"2\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n    <\/mask>\n  <\/defs><use href=\"#checkmark-circle\"><\/use><\/svg><\/span>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<span class=\"block__feature-text\">\n\t\t\t\t\t\t\t\t\tProdutos brancos, castanhos e cinzentos (eletrodom\u00e9sticos, televisores, computadores, consolas de jogos, etc.)\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block__feature --full\">\n\t\t\t\t\t\t\t\t<span class=\"block__feature-icon\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t<span class=\"icon --checkmark-circle\" style=\"width: 20px; height: 20px\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 20 20\"><defs>\n    <mask id=\"checkmark-circle-mask\">\n      <rect width=\"20\" height=\"20\" fill=\"white\"\/>\n      <path d=\"M14.5 7L8.5 13L5.5 10\" stroke=\"black\" stroke-width=\"2\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n    <\/mask>\n  <\/defs><use href=\"#checkmark-circle\"><\/use><\/svg><\/span>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<span class=\"block__feature-text\">\n\t\t\t\t\t\t\t\t\tSmartphones, tablets\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block__feature --full\">\n\t\t\t\t\t\t\t\t<span class=\"block__feature-icon\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t<span class=\"icon --checkmark-circle\" style=\"width: 20px; height: 20px\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 20 20\"><defs>\n    <mask id=\"checkmark-circle-mask\">\n      <rect width=\"20\" height=\"20\" fill=\"white\"\/>\n      <path d=\"M14.5 7L8.5 13L5.5 10\" stroke=\"black\" stroke-width=\"2\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n    <\/mask>\n  <\/defs><use href=\"#checkmark-circle\"><\/use><\/svg><\/span>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<span class=\"block__feature-text\">\n\t\t\t\t\t\t\t\t\tEquipamento de bricolagem e jardinagem\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block__feature --full\">\n\t\t\t\t\t\t\t\t<span class=\"block__feature-icon\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t<span class=\"icon --checkmark-circle\" style=\"width: 20px; height: 20px\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 20 20\"><defs>\n    <mask id=\"checkmark-circle-mask\">\n      <rect width=\"20\" height=\"20\" fill=\"white\"\/>\n      <path d=\"M14.5 7L8.5 13L5.5 10\" stroke=\"black\" stroke-width=\"2\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n    <\/mask>\n  <\/defs><use href=\"#checkmark-circle\"><\/use><\/svg><\/span>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<span class=\"block__feature-text\">\n\t\t\t\t\t\t\t\t\tEquipamento desportivo\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block__feature --full\">\n\t\t\t\t\t\t\t\t<span class=\"block__feature-icon\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t<span class=\"icon --checkmark-circle\" style=\"width: 20px; height: 20px\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 20 20\"><defs>\n    <mask id=\"checkmark-circle-mask\">\n      <rect width=\"20\" height=\"20\" fill=\"white\"\/>\n      <path d=\"M14.5 7L8.5 13L5.5 10\" stroke=\"black\" stroke-width=\"2\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n    <\/mask>\n  <\/defs><use href=\"#checkmark-circle\"><\/use><\/svg><\/span>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<span class=\"block__feature-text\">\n\t\t\t\t\t\t\t\t\tMobili\u00e1rio e roupa de cama\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block__feature --full\">\n\t\t\t\t\t\t\t\t<span class=\"block__feature-icon\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t<span class=\"icon --checkmark-circle\" style=\"width: 20px; height: 20px\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 20 20\"><defs>\n    <mask id=\"checkmark-circle-mask\">\n      <rect width=\"20\" height=\"20\" fill=\"white\"\/>\n      <path d=\"M14.5 7L8.5 13L5.5 10\" stroke=\"black\" stroke-width=\"2\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n    <\/mask>\n  <\/defs><use href=\"#checkmark-circle\"><\/use><\/svg><\/span>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<span class=\"block__feature-text\">\n\t\t\t\t\t\t\t\t\tVestu\u00e1rio (roupas, sapatos, joias, rel\u00f3gios, acess\u00f3rios, etc.)\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block__feature --full\">\n\t\t\t\t\t\t\t\t<span class=\"block__feature-icon\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t<span class=\"icon --checkmark-circle\" style=\"width: 20px; height: 20px\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 20 20\"><defs>\n    <mask id=\"checkmark-circle-mask\">\n      <rect width=\"20\" height=\"20\" fill=\"white\"\/>\n      <path d=\"M14.5 7L8.5 13L5.5 10\" stroke=\"black\" stroke-width=\"2\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n    <\/mask>\n  <\/defs><use href=\"#checkmark-circle\"><\/use><\/svg><\/span>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<span class=\"block__feature-text\">\n\t\t\t\t\t\t\t\t\tTransporte pessoal\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<!-- Center Image (Absolutely Positioned) -->\n\t\t\t\t\t\t\t<div class=\"block__image-wrapper\">\n\t\t\t\t\t<img\n\t\t\t\t\t\tsrc=\"\/wp-content\/uploads\/2025\/12\/retail.png\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tsrcset=\"\/wp-content\/uploads\/2025\/12\/retail-183x300.png 183w, \/wp-content\/uploads\/2025\/12\/retail.png 293w\"\n\t\t\t\t\t\t\t\t\t\t\t\talt=\"Feature illustration\"\n\t\t\t\t\t\tclass=\"block__image\"\n\t\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t\t>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<!-- Right Section (Blue Cerulean Gradient) -->\n\t\t\t<div class=\"block__section --right\">\n\t\t\t\t<div class=\"block__section-content\">\n\n\t\t\t\t\t<h3 class=\"block__title\">\n\t\t\t\t\t\tA nossa cobertura\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<ul class=\"block__features\" role=\"list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block__feature --full\">\n\t\t\t\t\t\t\t\t<span class=\"block__feature-icon\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t<span class=\"icon --checkmark-circle\" style=\"width: 20px; height: 20px\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 20 20\"><defs>\n    <mask id=\"checkmark-circle-mask\">\n      <rect width=\"20\" height=\"20\" fill=\"white\"\/>\n      <path d=\"M14.5 7L8.5 13L5.5 10\" stroke=\"black\" stroke-width=\"2\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n    <\/mask>\n  <\/defs><use href=\"#checkmark-circle\"><\/use><\/svg><\/span>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<span class=\"block__feature-text\">\n\t\t\t\t\t\t\t\t\tDanos acidentais\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block__feature --full\">\n\t\t\t\t\t\t\t\t<span class=\"block__feature-icon\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t<span class=\"icon --checkmark-circle\" style=\"width: 20px; height: 20px\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 20 20\"><defs>\n    <mask id=\"checkmark-circle-mask\">\n      <rect width=\"20\" height=\"20\" fill=\"white\"\/>\n      <path d=\"M14.5 7L8.5 13L5.5 10\" stroke=\"black\" stroke-width=\"2\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n    <\/mask>\n  <\/defs><use href=\"#checkmark-circle\"><\/use><\/svg><\/span>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<span class=\"block__feature-text\">\n\t\t\t\t\t\t\t\t\tPerda\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block__feature --full\">\n\t\t\t\t\t\t\t\t<span class=\"block__feature-icon\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t<span class=\"icon --checkmark-circle\" style=\"width: 20px; height: 20px\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 20 20\"><defs>\n    <mask id=\"checkmark-circle-mask\">\n      <rect width=\"20\" height=\"20\" fill=\"white\"\/>\n      <path d=\"M14.5 7L8.5 13L5.5 10\" stroke=\"black\" stroke-width=\"2\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n    <\/mask>\n  <\/defs><use href=\"#checkmark-circle\"><\/use><\/svg><\/span>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<span class=\"block__feature-text\">\n\t\t\t\t\t\t\t\t\tRoubo\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block__feature --full\">\n\t\t\t\t\t\t\t\t<span class=\"block__feature-icon\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t<span class=\"icon --checkmark-circle\" style=\"width: 20px; height: 20px\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 20 20\"><defs>\n    <mask id=\"checkmark-circle-mask\">\n      <rect width=\"20\" height=\"20\" fill=\"white\"\/>\n      <path d=\"M14.5 7L8.5 13L5.5 10\" stroke=\"black\" stroke-width=\"2\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n    <\/mask>\n  <\/defs><use href=\"#checkmark-circle\"><\/use><\/svg><\/span>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<span class=\"block__feature-text\">\n\t\t\t\t\t\t\t\t\tErro dimensional ou de montagem\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block__feature --full\">\n\t\t\t\t\t\t\t\t<span class=\"block__feature-icon\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t<span class=\"icon --checkmark-circle\" style=\"width: 20px; height: 20px\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 20 20\"><defs>\n    <mask id=\"checkmark-circle-mask\">\n      <rect width=\"20\" height=\"20\" fill=\"white\"\/>\n      <path d=\"M14.5 7L8.5 13L5.5 10\" stroke=\"black\" stroke-width=\"2\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n    <\/mask>\n  <\/defs><use href=\"#checkmark-circle\"><\/use><\/svg><\/span>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<span class=\"block__feature-text\">\n\t\t\t\t\t\t\t\t\tQuebra (degrada\u00e7\u00e3o, oxida\u00e7\u00e3o, etc.)\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block__feature --full\">\n\t\t\t\t\t\t\t\t<span class=\"block__feature-icon\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t<span class=\"icon --checkmark-circle\" style=\"width: 20px; height: 20px\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 20 20\"><defs>\n    <mask id=\"checkmark-circle-mask\">\n      <rect width=\"20\" height=\"20\" fill=\"white\"\/>\n      <path d=\"M14.5 7L8.5 13L5.5 10\" stroke=\"black\" stroke-width=\"2\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n    <\/mask>\n  <\/defs><use href=\"#checkmark-circle\"><\/use><\/svg><\/span>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<span class=\"block__feature-text\">\n\t\t\t\t\t\t\t\t\tUtiliza\u00e7\u00e3o fraudulenta\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t<\/div>\n<\/section>\n\n<section class=\"block --hero-standard --bg-white align wp-block-acf-hero-standard --prev--split-feature-lists --next--contact-expert\">\n    <div class=\"block__inner\">\n        <div class=\"block__grid\">\n\n            <!-- Title Column (Left) -->\n            <div class=\"block__content block__title-wrapper\">\n                <h1 class=\"block__title\">\n                    Expanda o seu neg\u00f3cio de retalho com seguros integrados.                <\/h1>\n            <\/div>\n\n            <!-- Text Column (Right) -->\n            <div class=\"block__content block__text-wrapper\">\n                                    <div class=\"block__text\">\n                        <p>Aumente o valor de cada compra do cliente com um seguro empresarial para retalhistas. Expanda a sua oferta com garantias alargadas, planos de assist\u00eancia e seguros que cobrem os custos de perda ou roubo. Estes programas de seguro criam novas fontes de receita, melhoram a reten\u00e7\u00e3o de clientes e impulsionam um crescimento saud\u00e1vel e sustent\u00e1vel para o seu neg\u00f3cio de retalho.<\/p>\n                    <\/div>\n                            <\/div>\n\n        <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"block --contact-expert --bg-white align wp-block-acf-contact-expert --prev--hero-standard --next--insights-teaser\">\n    <div class=\"block__inner\">\n\n        <div class=\"block__card\">\n\n            <!-- Content Section (Purple background, left side on desktop) -->\n            <div class=\"block__content-section\">\n                <div class=\"block__content-wrapper\">\n\n                    <h2 class=\"block__title\">\n                        Quer ajudar-nos a expandir a nossa oferta de retalho?                    <\/h2>\n\n                                            <div class=\"block__text\">\n                            <p>Quer ajudar os retalhistas a obter o m\u00e1ximo valor de cada venda? Junte-se \u00e0 nossa equipa e ajude a criar impacto no setor das telecomunica\u00e7\u00f5es.<\/p>\n                        <\/div>\n                    \n                    <a href=\"\/join-us\/\"\n                       class=\"button --blue-cerulean-to-white\"\n                       >\n                        Explore as oportunidades de emprego                    <\/a>\n\n                <\/div>\n            <\/div>\n\n            <!-- Image Section (Grey background, right side on desktop) -->\n            <div class=\"block__image-section\">\n                <div class=\"block__icon --square\"><span class=\"icon --basic-square\" style=\"width: 100%; height: auto\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 100 100\"><use href=\"#basic-square\"><\/use><\/svg><\/span><\/div>\n                <div class=\"block__icon --circle\"><span class=\"icon --basic-circle\" style=\"width: 100%; height: auto\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 100 100\"><use href=\"#basic-circle\"><\/use><\/svg><\/span><\/div>\n                <div class=\"block__icon --triangle\"><span class=\"icon --basic-triangle-1\" style=\"width: 100%; height: auto\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 100 100\"><use href=\"#basic-triangle-1\"><\/use><\/svg><\/span><\/div>\n                <div class=\"block__image-wrapper\">\n                    <img decoding=\"async\"\n                        src=\"\/wp-content\/uploads\/2025\/12\/woman1.png\"\n                                                    srcset=\"\/wp-content\/uploads\/2025\/12\/woman1.png 522w, \/wp-content\/uploads\/2025\/12\/woman1-243x300.png 243w\"\n                                                alt=\"Quer ajudar-nos a expandir a nossa oferta de retalho?\"\n                        class=\"block__image\"\n                        loading=\"lazy\"\n                    >\n                <\/div>\n            <\/div>\n\n        <\/div>\n\n    <\/div>\n<\/section>\n\n<section class=\"block --insights-teaser --grid-1-1-1 --bg-white align wp-block-acf-insights-teaser --last --prev--contact-expert\">\n    <div class=\"block__inner\">\n\n        <!-- Header: Title (left) + CTA Button (right) -->\n        <div class=\"block__header\">\n            <h2 class=\"block__title\">\n                Descubra os nossos estudos de caso            <\/h2>\n\n                            <a href=\"https:\/\/www.spb.eu\/pt-pt\/insights\/\"\n                   class=\"button --blue-cerulean-to-violet-700\">\n                    Ver todos os casos                <\/a>\n                    <\/div>\n\n        <!-- Insights Grid -->\n                    <div class=\"block__grid\">\n                \n        <article class=\"insight-card --size-33\">\n            <a href=\"https:\/\/www.spb.eu\/pt-pt\/insight\/ecommerce-retaildelivering-seamless-protection-at-every-purchase\/\" class=\"insight-card__link\">\n\n                <!-- Image with Category Pill Overlay -->\n                <div class=\"insight-card__image-wrapper\">\n                                            <img decoding=\"async\"\n                            src=\"\/wp-content\/uploads\/2026\/01\/Retail_CaseStudy-1.jpeg\"\n                                                            srcset=\"\/wp-content\/uploads\/2026\/01\/Retail_CaseStudy-1.jpeg 780w, \/wp-content\/uploads\/2026\/01\/Retail_CaseStudy-1-300x138.jpeg 300w, \/wp-content\/uploads\/2026\/01\/Retail_CaseStudy-1-768x354.jpeg 768w\"\n                                                        alt=\"Delivering seamless protection at every purchase\"\n                            class=\"insight-card__image\"\n                            loading=\"lazy\"\n                        >\n                    \n                    <!-- Category Pill (bottom left inside image) -->\n                                            <span class=\"insight-card__pill --category --cat-case\">\n                            Case                        <\/span>\n                                    <\/div>\n\n                <!-- Content Area -->\n                <div class=\"insight-card__content\">\n\n                    <!-- Tag Pill and Read Time -->\n                    <div class=\"insight-card__meta-pills\">\n                                                    <span class=\"insight-card__pill --tag\">\n                                Business                            <\/span>\n                        \n                        <span class=\"insight-card__read-time\">\n                            2 minute read                        <\/span>\n                    <\/div>\n\n                    <!-- Date -->\n                    <time class=\"insight-card__date\" datetime=\"2026-01-19T08:00:00+00:00\">\n                        19\/01\/2026                    <\/time>\n\n                    <!-- Title -->\n                    <h3 class=\"insight-card__title\">\n                        Delivering seamless protection at every purchase                    <\/h3>\n\n                    <!-- Excerpt -->\n                    \n                    <!-- Learn More Link -->\n                    <span class=\"insight-card__learn-more\">\n                        saiba mais                        <svg class=\"insight-card__arrow\" aria-hidden=\"true\" width=\"8\" height=\"10\" viewBox=\"0 0 8 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                            <path d=\"M0 0L8 5L0 10V0Z\" fill=\"currentColor\"\/>\n                        <\/svg>\n                    <\/span>\n                <\/div>\n\n            <\/a>\n        <\/article>\n\n        \n                \n        <article class=\"insight-card --size-33\">\n            <a href=\"https:\/\/www.spb.eu\/pt-pt\/insight\/embedded-insurance-to-elevate-the-in-store-and-online-shopping-experience\/\" class=\"insight-card__link\">\n\n                <!-- Image with Category Pill Overlay -->\n                <div class=\"insight-card__image-wrapper\">\n                                            <img decoding=\"async\"\n                            src=\"\/wp-content\/uploads\/2026\/02\/Retail-4.jpeg\"\n                                                            srcset=\"\/wp-content\/uploads\/2026\/02\/Retail-4.jpeg 780w, \/wp-content\/uploads\/2026\/02\/Retail-4-300x138.jpeg 300w, \/wp-content\/uploads\/2026\/02\/Retail-4-768x354.jpeg 768w\"\n                                                        alt=\"Embedded Insurance to Elevate the In\u2011Store and Online Shopping Experience\"\n                            class=\"insight-card__image\"\n                            loading=\"lazy\"\n                        >\n                    \n                    <!-- Category Pill (bottom left inside image) -->\n                                            <span class=\"insight-card__pill --category --cat-case\">\n                            Case                        <\/span>\n                                    <\/div>\n\n                <!-- Content Area -->\n                <div class=\"insight-card__content\">\n\n                    <!-- Tag Pill and Read Time -->\n                    <div class=\"insight-card__meta-pills\">\n                                                    <span class=\"insight-card__pill --tag\">\n                                Poland                            <\/span>\n                        \n                        <span class=\"insight-card__read-time\">\n                            5 minute read                        <\/span>\n                    <\/div>\n\n                    <!-- Date -->\n                    <time class=\"insight-card__date\" datetime=\"2025-11-13T08:00:00+00:00\">\n                        13\/11\/2025                    <\/time>\n\n                    <!-- Title -->\n                    <h3 class=\"insight-card__title\">\n                        Embedded Insurance to Elevate the In\u2011Store and Online Shopping Experience                    <\/h3>\n\n                    <!-- Excerpt -->\n                    \n                    <!-- Learn More Link -->\n                    <span class=\"insight-card__learn-more\">\n                        saiba mais                        <svg class=\"insight-card__arrow\" aria-hidden=\"true\" width=\"8\" height=\"10\" viewBox=\"0 0 8 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                            <path d=\"M0 0L8 5L0 10V0Z\" fill=\"currentColor\"\/>\n                        <\/svg>\n                    <\/span>\n                <\/div>\n\n            <\/a>\n        <\/article>\n\n        \n                \n        <article class=\"insight-card --size-33\">\n            <a href=\"https:\/\/www.spb.eu\/pt-pt\/insight\/turning-protection-into-a-growth-driver\/\" class=\"insight-card__link\">\n\n                <!-- Image with Category Pill Overlay -->\n                <div class=\"insight-card__image-wrapper\">\n                                            <img decoding=\"async\"\n                            src=\"\/wp-content\/uploads\/2026\/01\/Retail_CaseStudy-3.jpeg\"\n                                                            srcset=\"\/wp-content\/uploads\/2026\/01\/Retail_CaseStudy-3.jpeg 780w, \/wp-content\/uploads\/2026\/01\/Retail_CaseStudy-3-300x138.jpeg 300w, \/wp-content\/uploads\/2026\/01\/Retail_CaseStudy-3-768x354.jpeg 768w\"\n                                                        alt=\"Turning protection into a growth driver\"\n                            class=\"insight-card__image\"\n                            loading=\"lazy\"\n                        >\n                    \n                    <!-- Category Pill (bottom left inside image) -->\n                                            <span class=\"insight-card__pill --category --cat-case\">\n                            Case                        <\/span>\n                                    <\/div>\n\n                <!-- Content Area -->\n                <div class=\"insight-card__content\">\n\n                    <!-- Tag Pill and Read Time -->\n                    <div class=\"insight-card__meta-pills\">\n                                                    <span class=\"insight-card__pill --tag\">\n                                Business                            <\/span>\n                        \n                        <span class=\"insight-card__read-time\">\n                            2 minute read                        <\/span>\n                    <\/div>\n\n                    <!-- Date -->\n                    <time class=\"insight-card__date\" datetime=\"2025-11-03T08:00:00+00:00\">\n                        03\/11\/2025                    <\/time>\n\n                    <!-- Title -->\n                    <h3 class=\"insight-card__title\">\n                        Turning protection into a growth driver                    <\/h3>\n\n                    <!-- Excerpt -->\n                    \n                    <!-- Learn More Link -->\n                    <span class=\"insight-card__learn-more\">\n                        saiba mais                        <svg class=\"insight-card__arrow\" aria-hidden=\"true\" width=\"8\" height=\"10\" viewBox=\"0 0 8 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                            <path d=\"M0 0L8 5L0 10V0Z\" fill=\"currentColor\"\/>\n                        <\/svg>\n                    <\/span>\n                <\/div>\n\n            <\/a>\n        <\/article>\n\n        \n                                            <\/div>\n        \n    <\/div>\n<\/section>\n","protected":false},"featured_media":0,"template":"","meta":{"_acf_changed":false},"class_list":["post-1837","industry","type-industry","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Seguro integrado para retalho e com\u00e9rcio eletr\u00f3nico | SPB 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