{"id":1847,"date":"2025-12-12T15:08:31","date_gmt":"2025-12-12T15:08:31","guid":{"rendered":"https:\/\/spb-wordpress-001-gvcsekfkh8cxdcef.francecentral-01.azurewebsites.net\/expertise\/programa-de-valor-acrescentado\/"},"modified":"2026-02-05T10:56:47","modified_gmt":"2026-02-05T10:56:47","slug":"programa-de-valor-acrescentado","status":"publish","type":"expertise","link":"https:\/\/www.spb.eu\/pt-pt\/expertise\/programa-de-valor-acrescentado\/","title":{"rendered":"Programa de valor acrescentado"},"content":{"rendered":"\n<section class=\"block --hero-centered --bg-white align wp-block-acf-hero-centered --first --next--three-card-summary\" style=\"background-image: linear-gradient(0deg, white, transparent 15%), url(\/wp-content\/uploads\/2026\/01\/spb-bg-1.png);\">\n    <div class=\"block__inner\">\n\n        <!-- Title (H1 with icon support) -->\n        <h1 class=\"block__title\">\n            Programa de valor acrescentado        <\/h1>\n\n        <!-- Text Content (optional) -->\n                    <div class=\"block__text\">\n                <p>Chamamos-lhes programas de valor acrescentado porque proporcionam um impacto comercial mensur\u00e1vel. Com mais de 50 anos de experi\u00eancia, profundo conhecimento do setor e capacidade operacional em grande escala, ajudamos os nossos parceiros a gerar novas receitas, fortalecer a sua marca e construir rela\u00e7\u00f5es mais profundas com os clientes \u2013 tudo isto enquanto simplificamos a presta\u00e7\u00e3o de seguros no \u00e2mbito da sua atividade principal.<\/p>\n            <\/div>\n        \n        <!-- CTA Buttons (both optional) -->\n        \n    <\/div>\n<\/section>\n\n<section class=\"block --three-card-summary --bg-white align wp-block-acf-three-card-summary --last --prev--hero-centered\">\n\t<div class=\"block__inner\">\n\n\t\t<div class=\"block__container\">\n\t\t\t<div class=\"block__icon-2\"><span class=\"icon --shape-half-circle-2\" style=\"width: 3.5rem; height: auto\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 56 114\"><use href=\"#shape-half-circle-2\"><\/use><\/svg><\/span><\/div>\n\t\t\t<div class=\"block__icon-3\"><span class=\"icon --shape-square\" style=\"width: 4rem; height: auto\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 152 152\"><use href=\"#shape-square\"><\/use><\/svg><\/span><\/div>\n\t\t\t<div class=\"block__icon-4\"><span class=\"icon --shapes-05\" style=\"width: 10rem; height: auto\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 191 95\"><use href=\"#shapes-05\"><\/use><\/svg><\/span><\/div>\n\n\t\t\t<!-- Header Grid: Title (left) + Textarea (right) -->\n\t\t\t<div class=\"block__header\">\n\t\t\t\t<!-- <div class=\"block__icon-1\"><\/div> -->\n\n\t\t\t\t<div class=\"block__title-column\">\n\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"block__title\">\n\t\t\t\t\t\t\tSeguros incorporados personalizados, concebidos para o desempenho\t\t\t\t\t\t<\/h2>\n\t\t\t\t\t\t<p class=\"block__icon-1\"><span class=\"icon --shapes-04\" style=\"width: 14rem; height: auto\" aria-hidden=\"true\"><svg class=\"icon-svg\" viewBox=\"0 0 225 102\"><use href=\"#shapes-04\"><\/use><\/svg><\/span><\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"block__text-column\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"block__text\">\n\t\t\t\t\t\t\t<p>SPB concebe programas de seguros incorporados totalmente personalizados que criam valor tanto para os parceiros como para os clientes. Ao abrir novas fontes de receita, fortalecer a diferencia\u00e7\u00e3o competitiva e simplificar a gest\u00e3o de seguros de ponta a ponta, ajudamos os nossos parceiros a crescer de forma lucrativa, ao mesmo tempo que proporcionamos uma experi\u00eancia integrada e confi\u00e1vel aos seus clientes.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<!-- Cards Grid: Three cards in a row -->\n\t\t\t<div class=\"block__cards\">\n\t\t\t\t\t\t\t\t\t<div class=\"block__card\">\n\t\t\t\t\t\t<div class=\"block__card-index\">\n\t\t\t\t\t\t\t(01)\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<h4 class=\"block__card-title\">\n\t\t\t\t\t\t\tCrie novas fontes de receita\t\t\t\t\t\t<\/h4>\n\t\t\t\t\t\t<div class=\"block__card-description\">\n\t\t\t\t\t\t\t<p>Gere rendimentos adicionais integrando seguros relevantes diretamente nos produtos e servi\u00e7os. Aumente as suas comiss\u00f5es de vendas e desfrute de receitas recorrentes e de um maior valor ao longo da vida do cliente.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"block__card\">\n\t\t\t\t\t\t<div class=\"block__card-index\">\n\t\t\t\t\t\t\t(02)\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<h4 class=\"block__card-title\">\n\t\t\t\t\t\t\tDestaque-se da concorr\u00eancia\t\t\t\t\t\t<\/h4>\n\t\t\t\t\t\t<div class=\"block__card-description\">\n\t\t\t\t\t\t\t<p>Crie uma vantagem clara sobre a concorr\u00eancia em mercados saturados com seguros incorporados. Impulsione mais vendas e fortale\u00e7a a confian\u00e7a na marca, oferecendo uma ap\u00f3lice de seguro de alta qualidade que corresponda \u00e0 reputa\u00e7\u00e3o da sua marca.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"block__card\">\n\t\t\t\t\t\t<div class=\"block__card-index\">\n\t\t\t\t\t\t\t(03)\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<h4 class=\"block__card-title\">\n\t\t\t\t\t\t\tOfere\u00e7a simplicidade e reduza custos\t\t\t\t\t\t<\/h4>\n\t\t\t\t\t\t<div class=\"block__card-description\">\n\t\t\t\t\t\t\t<p>Ofere\u00e7a simplicidade atrav\u00e9s da gest\u00e3o completa do seguro \u2013 desde a cocria\u00e7\u00e3o e conformidade at\u00e9 ao atendimento ao cliente e sinistros. Isto elimina a complexidade e reduz os custos para os parceiros, enquanto as ap\u00f3lices s\u00e3o simples de entender e f\u00e1ceis de ativar para os clientes.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/section>","protected":false},"template":"","class_list":["post-1847","expertise","type-expertise","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Programas de valor acrescentado | Grupo SPB<\/title>\n<meta name=\"description\" content=\"Com mais de 50 anos de experi\u00eancia e profundo conhecimento do setor, a SPB oferece programas de valor acrescentado que impulsionam as receitas, fortalecem as marcas e aprofundam as rela\u00e7\u00f5es com os clientes.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.spb.eu\/pt-pt\/expertise\/programa-de-valor-acrescentado\/\" \/>\n<meta property=\"og:locale\" content=\"pt_PT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Programas de valor acrescentado | Grupo SPB\" \/>\n<meta property=\"og:description\" content=\"Com mais de 50 anos de experi\u00eancia e profundo conhecimento do setor, a SPB oferece programas de valor acrescentado que impulsionam as receitas, fortalecem as marcas e aprofundam as rela\u00e7\u00f5es com os clientes.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.spb.eu\/pt-pt\/expertise\/programa-de-valor-acrescentado\/\" \/>\n<meta property=\"og:site_name\" content=\"SPB Group - 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