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Legal information


The website accessed via the address (hereinafter, the "Website") is:
- published by SPB, a simplified joint-stock company with registered capital of €1 million, on the Le Havre Trade & Companies Register under number 305 109 779, ORIAS (French insurance intermediaries register) number 07 002 642 (, having its registered office at 71, quai Colbert, 76095 Le Havre Cedex, France, telephone number +33 (0)2 32 74 20 20. SPB is regulated by Autorité de Contrôle Prudentiel et de Résolution (French Prudential Control and Resolution Authority), 61 rue Taitbout 75436 Paris Cedex 09. APE (trade sector) code: 6622 Z. VAT no.: FR04305109779.
Website director: Jean-Marie GUIAN
Chief editor: Estelle ROUCHON

- hosted by Ikoula SAS (, a simplified joint-stock company with registered capital of €181,260, on the Nanterre Trade & Companies Register under number 417 680 618, having its registered office at 175-177, rue d’Aguesseau, 92100 Boulogne Billancourt, France.


The purpose of these General Terms and Conditions is to govern the use of the Website.

All use of the Website is deemed to occur on French territory.


The entire Website is governed under French law with respect to copyright and intellectual property.

The Website and its components (including trademarks, logos, text, images, software and databases) are the sole property of SPB and / or its licensors.

SPB grants users an individual, non-exclusive and non-transferable right to use the Website free of charge. This right includes the right to print Website pages.

All other rights to the Website are expressly excluded without the advance, express permission of SPB. The adaptation or reproduction of content from the Website, in part or in full, as well as the creation of links pointing to the Website, is strictly prohibited.

Limited guarantee

Although SPB checks the information shown on the Website with great care, it cannot guarantee that such information is accurate, complete or up-to-date

Similarly, SPB cannot guarantee that the Website is free of material error and/or defects. Given the intrinsic nature of the internet itself, it also cannot guarantee the Website will be available at all times


SPB cannot be held liable for any loss or harm whatsoever arising from connecting to the Website.

SPB may provide links to other websites. Such websites are independent of SPB, and SPB has no control over the source or content of such websites, or their links to other sites. Links to other websites therefore in no way constitute approval, validation or acceptance by SPB of their content, nor do they imply any association between SPB and the owners, authors, designers, content providers, webmasters or hosting providers of such websites. SPB consequently cannot be held liable for the content, products, services, advertising, cookies or any other aspects of such websites, nor for any alleged or established loss or harm resulting from or related to the use of information, services or data available on such websites.

Use of cookies

The Website collects users’ IP addresses and uses certain cookies to make using the Website easier.

Users can disable use of cookies using the relevant settings in their web browsers. However, disabling cookies might mean some Website features cannot be used.

Use of the Website is deemed express consent by users to the processing of their personal data by Google under the terms and conditions and for the purposes described hereinabove.

Protection of personal data

If personal data concerning you are collected via the Website in order to respond to a request for information that you have made:
- They would be collected directly from you via a form that you would inquire;
- The recipients of the data would be exclusively the personnel of the services of SPB and / or its subcontractors directly involved in carrying out the operation for which this personal data has been collected.
- These data will be kept strictly confidential and are not transmitted to any third party, except legal obligation.

You have a right of access, opposition for legitimate reason, rectification and portability on the personal data concerning you. You also have a right to delete personal data about you that is inaccurate, incomplete, misleading, out of date, or whose collection, use, disclosure or storage is prohibited. These rights are exercised at:
SPB Direction de la communication
40-44 Washington Street - 75 008 Paris
Tel: 01 45 61 74 00

You may also transmit (and modify at any time) instructions concerning the retention, erasure and communication of your personal data after your death and, where appropriate, designate a person to implement them. In the absence of directives and / or designation, the legal and regulatory provisions in force relating to the processing of personal data will apply.

Applicable law and election of jurisdiction

These Terms and Conditions are governed by French law. Any dispute over the validity, interpretation or performance hereof will be subject to the jurisdiction of the competent French court.


Messages sent over the internet can be intercepted. Do not disclose needless or sensitive personal data. Always use the post if you need to provide us with information of this type.