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Legal information


The site accessed via and (hereafter, the "Site") is published by SPB, a société par actions simplifiées (or simplified joint-stock company) with capital of €1,000,000, listed in the Le Havre Trade and Companies Register under number 305 109 779 and in the ORIAS register under number 07 002 642 (
SPB is headquartered at 71, Quai Colbert, 76095 Le Havre Cedex, France and its telephone number is +33 (0)2 32 74 20 20. SPB is subject to supervision by Autorité de Contrôle Prudentiel et de Résolution (ACPR), 61 rue Taitbout 75436 Paris Cedex 09.

APE number: 6622 Z

VAT number : FR 04 305 109 779

Head publisher : Jean-Marie Guian

Site manager: Estelle Rouchon

Hosted by

Company : Ikoula

Address : 34 rue du Pont ASSY - 51100 REIMS - France

Tel : +33 (0) 1 78 76 35 50

Fax : +33 (0) 1 71 14 00 19

Web :


These terms and conditions of use (hereafter, the "Terms and Conditions") govern the use of the Site.

Any use of the Site is deemed to take place on French territory.


The entire Site is governed by French copyright and intellectual property law.

The Site and all its contents (including trademarks, logos, texts, images, software and/or database) are the exclusive property of SPB and/or its licensors.

SPB grants you free of charge the non-exclusive, personal and non-assignable right to access and use the Site and print out its pages.

All other rights to the Site are expressly excluded without prior permission from SPB. In particular, you may not adapt and/or extract any part of the Site or set up links to it.


Although SPB takes great care in checking the information on the Site, it cannot guarantee its accuracy, completeness and/or topicality.

Similarly, SPB cannot guarantee that the Site is free of material errors and/or defects or that it can be viewed without interruption, given the intrinsic nature of the Internet.


Under no circumstances shall SPB, its management or staff be held liable for any losses or damage whatsoever resulting from the use of this Site.

SPB may publish links to other sites. Please be aware that such sites are independent of SPB’s site; SPB neither publishes nor controls their sources, content or links to other sites. The fact that SPB provides such links to other sites is neither an endorsement nor a recommendation on the part of SPB of their content, nor does it imply that SPB has any links with the owners and/or authors, designers, site administrators or site hosters thereof.

Consequently, SPB shall not be held liable for the content, products, services, publicity, cookies or any other elements on such sites or for any proven or alleged damage or losses arising from the use of any information, services or data available on such sites.


Personal data may be collected through forms, questionnaires and other data collection methods in order to manage internet users’ contracts and/or their individual requests. In this case, such information is mandatory. Information may also be used for statistical purposes.

This information is communicated to personnel in the relevant SPB departments and/or sub-contractors or partners, where necessary. Information received is kept strictly confidential and is not transmitted to any third parties, except where required by law.

Information received is subject to data processing registered with CNIL, the French data protection authority.


Personal data concerning web users are compiled and processed with a view to executing and managing their policy. As such, the information communicated is of a mandatory nature.

The data is handled by the employees of the relevant department at SPB and/or its subcontractors and, where necessary, its partners.

Pursuant to law no. 78-17 of 6 January 1978 on computer data and fundamental liberties, as amended by law no. 2004-801 of 6 August 2004, Internet users have the right to object to (article 38), access (articles 39, 41 and 42) and rectify (article 40) any particulars concerning them. They may exercise this right at any moment by contacting:


Direction de la Communication

40-44, rue Washington

75008 Paris

Tel.: 01 45 61 74 00

Fax : 01 45 61 74 19

Any false or irregular declaration may be subject to specific processing intended to prevent or identify fraud.


These Terms and Conditions are governed by French law.

The competent courts of France have exclusive jurisdiction to settle any dispute in connection with their legality, interpretation or performance.


Email messages sent over the Internet can be intercepted.

Please avoid disclosing any unnecessary or sensitive personal information via the Internet; all such particulars should be provided by post.


The site collects the IP addresses of internet users and uses certain cookies to allow and facilitate access to the site and for statistical purposes.

The site uses Google Analytics, a service provided by Google Inc. (‘Google’) analysing website usage. Data generated by cookies measuring website usage (including the IP addresses of internet users) are transmitted and stocked by Google on servers located in the USA. Google uses this information to measure website usage, compile reports on website activity exclusively for the site’s publisher and possibly to provide the publisher with other services related to website activity and internet use. Google does not transmit data to third parties unless legally required to do so, or if this third party is acting on Google’s behalf, and they are bound by an obligation of confidentiality. Google does not link internet users’ IP addresses with other Google data.

Internet users can deactivate cookies by selecting the appropriate settings in their internet browsers (for Internet Explorer, click Internet Options, then Tools, then on the tag Security. For other internet browsers, seek the assistance of the relevant browser). However, cookie deactivation could affect the use of some functions on the website.

By using this website, internet users expressly consent to Google’s processing of their personal data under the conditions and for the purposes outlined above.